Know Your Options

Student Loan Benefits

Depending on your lender, loan type, and promissory note you may be eligible for deferment, forbearance, or reduced repayment plans. Although these benefits may allow you to pay less than originally scheduled, they also come with consequences.

For some benefit types and/or some lenders, interest may accrue, and may be due at the end of the benefit period or may be capitalized and added to the principal balance of your account. Some benefits have maximum periods and have been designed for short-term relief.

If you are experiencing financial difficulties, please contact us to discuss your unique situation.

Cosigner Options
Cosigner Release

For questions regarding cosigner release, please call us at 844 870 8701 or set up an online portal access at and clicking on the Register icon. By setting up a registration, you may contact us through the portal. UAS does not own your loan, but may be able to assist with questions based on your lender's cosigner release practices.

Cosigners may make payments through their own registration login at For questions about setting up your registration access please call us at 844 870 8701.